Last Updated and Effective: March 4, 2026

This Privacy Policy explains how we collect, use, and disclose any personal information that we may hold about visitors to our website. It also explains your rights and choices regarding your personal information, and how you can reach us if you have any questions. This Privacy Policy applies to the personal information we obtain when you access or use our Website located at www.bmvillage.com, or any other applications or services that link to this Privacy Policy.

Our “Services,” as such term is used in this Privacy Policy, refers to our website features.

By using our Services, you acknowledge the terms of this Privacy Policy. If you do not understand the terms of this Privacy Policy, please do not use our Services. If you have questions about this Privacy Policy, please contact us before using, or continuing to use, our Services. We may post links to websites and/or applications operated and maintained by third parties. We have no control over the privacy practices of websites or applications that we do not own. We encourage you to review the privacy practices of those third parties. These links are not an endorsement of, or representation that we are affiliated with, any third party.

We reserve the right to change this Privacy Policy from time to time by posting the changes here. If we make changes, we will notify you by revising the date at the top of this Privacy Policy and, in some cases, we may provide you with additional notice (such as adding a statement to our homepage or sending you a notification). We encourage you to review the Privacy Policy whenever you access this website.

We collect two basic types of information from you when you provide it to us and when you use or interact with our Website. “Personal information” means any information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked directly or indirectly, with a particular consumer or household.

The personal information we collect, and how we use it, depends largely on how you interact with us.

Information You Provide to Us

• Identifiers, including, for example, your name and email address.

Automatically Collected Information

When you access or use our Services, we may automatically collect personal information about you, including:

• Log Information: We collect log information about your use of the Services, including the type of browser you use, access times, pages viewed, your IP address and the page you visited before navigating to our Services.
• Device Information: We collect information about the computer or mobile device you use to access our Services, including the hardware model, operating system and version, unique device identifiers, and mobile network information.
• Information Collected by Cookies and Other Tracking Technologies: Like most online services and mobile applications, we may use cookies and other technologies, such as web beacons, web storage, to collect information about your activity, browser, and device. Cookies are small data files stored on your hard drive or in device memory that help us improve our Services and your experience, see which areas and features of our Services are popular, and count visits. Web beacons are electronic images that may be used in our Services or emails and help deliver cookies, count visits and understand usage and campaign effectiveness. For more information about cookies and how to enable or disable them, please see “Your Additional Choices” below.

You can always refuse to provide your personal information, but some personal information is necessary to provide our Services.

You must be over 18 to access and use our Website. We do not knowingly collect or retain any personal information relating to children or individuals under 18. Individuals under the age of 18 should not attempt to provide us with any personal information. If you think we have received personal information from individuals under the age of 18, please contact us immediately. We do not knowingly “sell” or “share” the personal information of individuals under 18 years of age.

We use the personal information we collect to support core business functions, including to provide, maintain, and improve our Services and Website, but we may also use your personal information to do any or all of the following:

• Facilitate your interactions with us, such as requests for support or additional Services;
• Develop new products, features, and services;
• Conduct website analytics, monitor and analyze trends, usage, and activities in connection with our Website and Services;
• Develop and manage relationships with our business partners;
• Detect, investigate, and prevent fraudulent transactions and other illegal activities and protect our and/or others’ rights and property;
• Defend, protect, or enforce our rights or applicable terms of service or fulfil our legal or contractual obligations;
• Manage any dispute and accidents and take legal or other professional advice;
• Ensure our systems and premises are secure; • Assist in the event of an emergency;
• Personalize and improve the Services, content or features that match user profiles or interests;
• Respond to legally binding requests from law enforcement, regulatory authorities, or other third parties;
• Comply with applicable law; and
• Carry out any other purpose described to you at the time the information was collected or reasonably notified to you or for any other purpose with your consent.

We may use personal information to create non-personal information. We may use non-personal information for any legitimate business purpose.

We may share information about you as follows or as otherwise described in this Privacy Policy:

• With vendors, consultants, and other service providers who need access to such information to carry out work on our behalf, including the uses described in the Use of Information section;
• Between and among us and our current and future parents, affiliates, subsidiaries and other companies under common control and ownership; and
• With your consent or at your direction.

We may share personal information with law enforcement and regulatory authorities or other third parties as required or permitted by law for the purpose of:

• responding to a subpoena, court order, or other legal processes;
• defending, protecting, or enforcing our rights;
• assisting in the event of an emergency; and
• complying with applicable law.

In accordance with applicable law, we may also transfer or assign personal information to third parties as a result of, or in connection with, a sale, merger, consolidation, change in control, transfer of assets, bankruptcy, reorganization, or liquidation. If we are involved in defending a legal claim, we may disclose personal information about you that is relevant to the claim to third parties as a result of, or in connection with, the associated legal proceedings.

We share non-personal information with third parties as reasonably necessary to meet our business needs.

We store the information we collect about you for as long as is necessary for the purpose(s) for which we originally collected it. In many situations, we must retain all, or a portion, of your personal information to comply with our legal obligations; resolve disputes; enforce our agreements; protect against fraudulent, deceptive, or illegal activity; or for another one of our business purposes, such as for auditing, accounting, or tax purposes. Once we no longer have a legal basis to hold it, we will anonymize or delete it. We do not retain information specific to us beyond any limits imposed by law. To determine the appropriate retention period for personal information, we consider the amount, nature, and sensitivity of the personal information, the potential risk of harm from unauthorized use or disclosure of your personal information, the purposes for which we process your personal information and whether we can achieve those purposes through other means, any applicable ongoing legal claims, and the applicable contractual obligations or legal requirements.

We are dedicated to ensuring the security of your personal information. We use physical, electronic, and administrative security measures appropriate to the risks and sensitivity of the personal information we collect. Personal information is maintained on our servers or those of our service providers, and is accessible by authorized employees, representatives, and agents as necessary for the purposes described in this Privacy Policy. We aim to provide secure transmission of your personal information from your devices to our servers. We have processes to store personal information that we have collected in secure operating environments. Our security procedures mean that we may occasionally request proof of identity before we disclose your personal information to you. While we attempt to protect your personal information in our possession, no method of transmission over the internet or security system is perfect, and we cannot promise that information about you will remain secure in all circumstances. If you suspect an unauthorized use or security breach of your personal information, please contact us at info@bmvillage.com immediately.

We do not sell personal information, and we do not share personal information with third parties for cross-context behavioral advertising purposes.

You have the following rights regarding your personal information:

• The Right to Know/Access. You can request the following information about how we have collected and used your personal information:
  • the categories of personal information we collected;
  • the categories of sources from which we collected personal information;
  • the business or commercial purpose for collecting, selling, or sharing (as applicable) that personal information;
  • the categories of third parties with whom we disclose personal information; and
  • a copy of the personal information that we collected about you in a portable, readily usable, and machine-readable format.
• The Right to Correct. You can request that we correct inaccurate personal information that we maintain about you.
• The Right to Delete. You can request that we delete the personal information we collected from you.
• The Right to Data Portability. You have the right to obtain your personal data in a portable, and to the extent technically feasible, readily useable format, which you can use to transmit your data to another entity.
• The Right to Nondiscrimination. You are entitled to exercise the rights described above without receiving discriminatory treatment.
• The Right to Appeal. You may appeal our decision to your request regarding your personal information. To do so, please contact us in any of the ways listed below. We respond to all appeal requests as soon as we reasonably can, and no later than legally required.

We will also honor opt-out preferences transmitted through Universal Opt-Out Mechanisms (UOOMs). We reserve the right to confirm your identity to process your requests. This is a security measure to, for example, help ensure we do not disclose information to a person who is not entitled to receive it.

We note, however, that these rights, and rights listed elsewhere in this Privacy Policy, may not be absolute, and in some cases, we may not be able to respond to your request, such as when a legal exemption applies or if we are not able to verify your identity.

Submitting a Privacy Request

You can submit a request by:

• Submitting a Privacy Request Form
• Emailing privacy@bmvillage.com

Verification Process and Required Information

Some of the requests under this section must be verified to confirm the request came from you. We may contact you by phone or e-mail to verify your request. This process may require us to request additional personal information from you, including, but not limited to, your email address, mailing address, account name, and/or date of last interaction with us. In certain circumstances, we may decline a request to exercise a privacy right, particularly where we are unable to verify your identity.

Responding to Requests

Once you have submitted your request, we will respond within the time frame permitted by the applicable law. We may charge a reasonable fee for multiple requests in the same 12-month period, as permitted by law.

Authorized Agent

You may designate an authorized agent to submit a request on your behalf. To designate an authorized agent, you must (1) verify your own identity directly with us; and (2) provide the authorized agent with written documentation of their authority to act on your behalf, such as: (a) a power of attorney; or (b) sufficient evidence to show that you have provided the authorized agent signed permission to act on your behalf and directly confirmed with us that you provided the authorized agent permission to submit the request on your behalf. We may deny a request from an authorized agent that does not submit proof that they have been authorized by you to act on your behalf.

California Shine the Light

California law permits residents of California to request certain details about how their information is shared with third parties under California’s “Shine the Light” law for direct marketing purposes. If you are a California resident and would like to make such a request, please contact us at: privacy@ajcpt.com or via mail at 429 Chestnut Street, Nashville, TN 37203, USA.

Email Communications. If you provide us with your email address in order to receive communications, you can opt-out of marketing emails at any time by following the instructions at the bottom of our emails. Please note that certain emails may be necessary for the operation of our Services, such as to deliver notifications directly to you. You will continue to receive these emails, even if you unsubscribe from our marketing communications.

Cookies. Like many websites and apps, we and our third-party partners and service providers use tracking technologies, including “cookies” which are small text files that are stored on your computer or equipment when you visit certain online pages that record your preferences and actions, including how you use the website. We use this information for analytics purposes which allows us to improve your browsing experience as well as to help us maintain the security of our websites, prevent crashes, fix bugs, save your preferences, and assist with basic site functions. The information we collect through these technologies will also be used to manage your session. We use both 1st and 3rd party cookies and other tracking technologies on our Website. We will only store any such cookies on your web browser if (i) they are strictly necessary for the functioning of our Website, or (ii) you have provided your consent for us to do so. Most web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove or reject browser cookies.

If you choose to remove or reject cookies, this could affect the availability and functionality of our Services.

Analytics. We may allow others to provide analytics services and serve advertisements on our behalf across the internet and on applications. These entities may use cookies, web beacons, device identifiers, and other technologies to collect information about your use of the Services and other websites and applications, including your IP address, web browser, mobile network information, pages viewed, time spent on pages or in apps, links clicked and conversion information. This information may be used by us and others to, among other things, analyze and track data, determine the popularity of certain content, and better understand your online activity.

Where a social media provider may carry out these processes, that provider shall also be considered a controller of your personal information and will be able to tell you more about how they use and process personal information. We therefore ask that you review their privacy policies and your privacy settings on such sites for further information and controls as to how to opt-out of such marketing.

The Website may use Google Analytics to help us analyze how the Website is being accessed and used. The information generated by Google Analytics will be transmitted to and stored by Google and will be subject to Google’s privacy policies. To learn more about Google’s partner services and to learn how to opt-out of tracking of analytics by Google click here. You may opt-out of Google’s use of cookies by visiting Google’s Ads Settings.

Do Not Track. Some browsers may be configured to send “Do Not Track” signals to the online services that you visit. The website currently does not respond to “Do Not Track” signals. To find out more about “Do Not Track,” please visit http://www.allaboutdnt.com.

We welcome requests, questions, comments, and feedback on this Privacy Policy and our management of personal information. If you have requests, questions, concerns, or feedback, you can always contact us in the following ways. For your protection, we may need to verify your identity before assisting with your request, such as verifying that the information used to contact us matches the information that we have on file.

Email privacy@bmvillage.com

AJ Capital Partners | 429 Chestnut Street, Nashville, TN 37203